Terms of Service

Last updated: October 2026

1. Acceptance of Terms

By accessing and using Mortgage Calculator ("the Website"), you accept and agree to be bound by these Terms of Service. If you do not agree, please do not use the Website.

2. Description of Service

Mortgage Calculator provides a free online tool to estimate monthly mortgage payments, including principal, interest, property taxes, homeowners insurance, PMI, and HOA fees. The calculator is provided for informational purposes only.

3. No Financial Advice

The results provided by this calculator are estimates only and do not constitute financial, legal, or professional advice. Actual mortgage terms, interest rates, taxes, insurance, and fees vary significantly by lender, location, credit score, and other factors.

You should always consult a licensed mortgage professional, financial advisor, or qualified real estate agent before making any financial decisions.

4. Accuracy of Information

While we strive to provide accurate calculations, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of the results. Use of this calculator is at your own risk.

5. Limitation of Liability

To the maximum extent permitted by law, Mortgage Calculator and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use this Website.

6. Intellectual Property

All content on this Website — including text, design, code, and graphics — is the property of Mortgage Calculator unless otherwise stated. You may not reproduce, distribute, or create derivative works without permission.

7. External Links

This Website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those sites.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Website after changes constitutes acceptance of the new Terms.

9. Contact

For questions about these Terms, contact us at: contact@mortgagecalculator.com